OBC Bank Credit Card

Oriental bank of Commerce (OBC) Credit Card

Oriental bank of Commerce is one of the most reputed banks known in India. The bank offers a range of credit card services catering to specific needs of various segments of customers. It is also ranked as one of the pioneer banks in India for providing an ample of financial products and services for the lower segment of the society.

Here is the list of Oriental Bank of Commerce Credit cards along with their key features and great privileges:

OBC-SBI Credit Card

• With the joining fee of Rs.499, the card is a host of great features and benefits • Free gift voucher of worth Rs.499 on first purchase from the card within 30 days of card issuance
• Get annual fee of Rs.499 reversed for exceeding annual spend of Rs.75000
• Avail 2000 bonus reward points on spending Rs.2000 or more within the first 60 days of card issuance
• 10X reward points on every spent of Rs.100 at all departmental and grocery stores, thereby allowing cash back of 2.5% on every purchase
• Earn cash back of Rs.100 on first ATM withdrawal within 30 days of card issuance
• Convert your expenses above Rs.2500 in easy monthly installments

OBC-SBI Platinum Credit Card

• Joining fee of Rs.2999 is worth the benefits of the card. The cardholders get welcome gift vouchers for the value of Rs.3000 from retail partners like Yatra, Westside, Jabong, ShoppersStop, and Marks & Spencer
• Get the annual fee of Rs.2999 reversed on exceeding the annual spend of Rs.2 lakhs
• Earn 5X reward points on spending at departmental stores, dining, and overseas stores, otherwise, earn 2 reward points for every spent of Rs.100
• Get complimentary access to over 200 golf courses with 30% off on golf course fee
• Fuel surcharge waiver of 2.5%
• Avail flexipay facility on purchase above Rs.2500 and convert the expenses into easy monthly installments

OBC Kisan Credit Card

• This Oriental bank credit card is particularly designed to meet credit needs of farmers
• Eligible applicants include artisans, farmers, and cultivators engaged in various farming and non-farming practices
• Lower interest rates: 2.25% + base rate for up to Rs.2 lakhs. For credit limit ranging from Rs.2 lakhs to 5 lakhs, 3% + base rate and 3.5% + base rate for above Rs.5 lakhs

OBC Laghu Udhami Credit Card

• The card caters the credit needs of professional and self-employed individuals, retail traders, small business units, village industries, and artisans
• Maximum credit limit up to Rs.10 lakhs per borrower
• Security needed: Hypothecation of assets for credit limit up to Rs.25000; in case of credit limit ranging between Rs.25000 and Rs.10 lakhs hypothecation of assets bought with the bank’s fund is mandatory
• Card is valid for up to 3 years and reviewed every year by the bank